Affordable Alternatives to Frederick, MD: Where to Live for Less Without Missing Out

Eddie Brady
May 25
3 min read

Alright then, property seekers and penny-pinchers — gather 'round! If you've been eyeing a move to Frederick, Maryland but find your wallet doing somersaults at the sight of those housing prices, don’t fret. You might just be in for a rather lovely surprise.

While Frederick continues to charm with its historic streets, vibrant downtown, and enviable location, there are hidden gems all around it where you can snag a beautiful home without parting with quite so many dollars.

We’re diving into some of the top affordable towns near Frederick — all with their own unique character, lifestyle perks, and yes, lower price tags.

So grab your cuppa and let’s explore!

Thurmont: Rural Serenity Near the Mountains

Average Home Price: ~$392,500Commute to Frederick: ~20 minutes north

For those craving countryside peace with postcard-worthy views, Thurmont is a top contender. Located near Cunningham Falls State Park, it offers:

A charming historic downtown
Local shops, restaurants, and several scenic parks
Quiet, spacious living ideal for remote workers

📍Heads up: While basic amenities are present, you'll likely head to Frederick for more serious errands. Commutes to Baltimore or DC can be long — but oh, the peace and quiet!

Walkersville: Small-Town Charm Just Minutes Away

People dining outside colorful shops on a lively city street lined with flowers.

Average Home Price: ~$449,000 Commute to Frederick: ~10 minutes northeast Just a stone’s throw from downtown Frederick (and closer than some places with a Frederick address), Walkersville serves up:

A delightful small-town atmosphere
The historic Walkersville Southern Railroad
Larger plots of land than you’ll find in Frederick proper

Perfect for those who want convenience without the city’s hustle — and perhaps a bit more elbow room.

Middletown: Scenic Views & Strong Community Vibes

Small-town street with cars, lined with quaint houses and lampposts.

Average Home Price: ~$570,000 Commute to Frederick: ~20 minutes westn Nestled in the stunning Middletown Valley, this town is a visual treat. It’s got:

A picturesque Main Street with bakeries and boutiques
A golf course for weekend swings
A strong community feel

🏡 The price tag is a touch higher, but you’ll often find more square footage, making it a good value per square foot.

Jefferson: Space, Simplicity, and Commuter Ease

Rolling green hills and a serene sky form the background.

Average Home Price: ~$565,000Commute to Frederick: ~15–20 minutes southwest

Looking for more land and less noise? Jefferson may be the quiet hero you’ve been searching for. While it lacks a bustling Main Street, it makes up for it with:

Spacious properties
Quick access to Route 340, offering a fast track to West Virginia and Northern Virginia

Best suited for buyers who prize peace and space over proximity to cafes and galleries.

Brunswick: Outdoor Living Meets Commuter Convenience

Playground with colorful swings and slides, surrounded by greenery under a bright blue sky.

Oldtown Average: ~$340,000Brunswick Crossing Average: ~$612,000Commute to Frederick: ~20 minutes southwest

Situated along the Potomac River, Brunswick is a paradise for nature lovers and DC commuters alike. Here's why:

Direct access to the C&O Canal, Appalachian Trail, and riverfront activities
A MARC train station offering public transport into Washington, D.C.
A blossoming downtown scene

🎯 You’ve got options here:

Oldtown Brunswick: Quirky, older homes at a lower price
Brunswick Crossing: A master-planned community with newer builds and upscale amenities

📌 Note: Taxes here are higher than most towns nearby — second only to Frederick City itself.

Affordable Living Near Frederick IS Possible

Whether you're after mountain views, a historic downtown, or a commuter-friendly location, there’s a spot on this list that just might tick all your boxes.

These towns prove you don’t have to stretch your budget thin to enjoy everything that Frederick County and the surrounding area has to offer.

Brick buildings adorned with festive lights and green balloons line a street.

Let's Talk About Your Next Move

Are you curious Frederick, Maryland? I’m your local real estate expert, ready to help you explore the many communities here.

Finding the right home isn’t just about numbers—it’s about discovering a place that fits your lifestyle and future goals.

If Maryland interests you, let’s have a chat about what you’re looking for and see if this area feels right.

Whenever you’re ready, let’s set up a time to talk.

Eddie Brady, REALTOR

Schedule a Call

Cell: 301-395-0815

Email: eddie@showcaserei.com

Office: 301-648-6000

Eddie Brady with Showcase Real Estate, LLC